Multilayer Farm · Commercials

Three steps. Every kilo paid.

Vegetables are paid every Monday and topped up every month. Turmeric, ginger and papaya are settled at harvest on a price that builds in three parts. One drip, one trellis, one set of books.

₹30/kgStep 1 · every Monday

₹4/kgStep 2 · every month

Mandi +10% +5% +5% of MRPStep 3 · at harvest

Work out my acre See the cash timeline

How you are paid

Three steps, one rule for each.

Steps 1 and 2 are the One Rate Farm pilot rule for vegetables. Step 3 follows the standard BhoomiSeva buyback build-up for crops that are sold once, at harvest.

Step 1

Acre Rate

Every Monday, from week 5

Greens, gourds and drumstick pods you hand over are weighed and graded at the collection point. You get ₹30 a kg for every vegetable, the same in glut or shortage.

200 kg × ₹30 = ₹6,000 that Monday

Step 2

Harit Bonus

Every month end

₹4 a kg more on the same vegetable kilos: your 5% share of what the family pays, for on-time, good-grade delivery.

800 kg in a month × ₹4 = ₹3,200

Step 3

Harvest settlement

At harvest, month 8–10

Turmeric, ginger and papaya are bought back at the mandi reference +10%, plus a 5% quality bonus after the Kendra check, plus 5% of the consumer MRP as your gratitude share.

Turmeric, mandi ₹30: ₹33 + ₹1.50 + ₹4.50 = ₹39 a kg

₹33₹4.5

The ₹4.50 in the example assumes a consumer MRP of ₹90 a kg (three times the mandi reference). The actual share depends on the final MRP.

Your cash, month by month

Costs go out early. Money comes in from week 5.

One standard acre. Month 0 is set-up. The green line is your cash after every cost, including the one-time set-up.

–Year-1 income, three steps

–Year-1 running cost

–Kept before set-up

–Cash break-even, set-up included

Step 1 · Acre Rate (weekly)Step 2 · Harit Bonus (monthly)Step 3 · Harvest settlementCostCumulative cash

Step 1 · weekly– of Year-1 income

Step 2 · monthly– of Year-1 income

Step 3 · harvest– of Year-1 income

Indicative. Turmeric and ginger are sold at harvest, so most of Step 3 lands in months 9–10; papaya adds from month 8. Break-even reads "after month 12" if costs are not covered within the year.

Where each rupee comes from

Floor by floor, Year 1.

Floor · crop	Quantity	Paid to you	Step · when

Vegetable kilos are paid ₹30 + ₹4 = ₹34 a kg. Turmeric ₹30, ginger ₹45 and papaya ₹20 a kg are planning mandi references, set deliberately below recent Maharashtra market levels; Step 3 pays on the reference at delivery.

What you put in

Set-up once, running cost every year.

Figures for drumstick on top and turmeric below. Papaya or ginger change the seed line only.

One time

Set-up: ₹1,52,000 per acre

Trellis₹85,000
Drip₹55,000
Raised beds₹12,000

Year 1

Running cost: about ₹1.68 lakh per acre

Shri Mantra protocol (2 seasons)₹60,000
Labour (family + hired)₹50,000
Seed and seedlings₹21,500
Traps, tools, crates, transport₹16,000
Power for drip₹10,000
Mulch₹10,000

Financing and Year 2

Set-up can be spread; Year 2 pays more.

Illustration, not an offer

If 70% of set-up is financed

At an illustrative 10% a year over 36 months, the instalment on a loan of is about a month.

Loan terms come from the lending partner; finance and insurance are being finalised. The plan is for repayment to come out of your Step 1–3 payments, so you never chase an instalment.

Apply for a loan

Year 2 and after

No set-up cost, top floor in full bearing

–Year-2 income

–Kept after running cost

Rhizomes are replanted each year on the other side of the bed; gourd and greens are resown. Indicative.

Who pays you

Buyers are fixed before you sow.

Every floor has its buyer fixed in advance, so you never go looking for one.

Fifty familiesThey book first, and their money is blocked through UPI Reserve Pay before you sow. Greens, gourds and pods go into their weekly baskets.PAYS STEP 1 + 2

BhoomiAaharBuys back turmeric, ginger and papaya, processes them and sells under the BhoomiSeva brand.PAYS STEP 3

→

You, the farmer

←

Your KendraSoil test, crop plan, agronomist every fortnight, collection point, weighing and grading.

Shri MantraRoot, Leaf, Soil and Water inputs in four stages.

Finance and insuranceSet-up loan and crop cover, being finalised with partners.

A fair deal both ways

What we give, and what we ask of you.

BhoomiSeva gives

Families booked and money blocked before you plant
Soil test, crop plan and the sowing calendar
Seedlings and Shri Mantra inputs in four stages
Agronomist visit every fortnight
Collection, grading and weekly payment
Buyback of turmeric, ginger and papaya at harvest

You commit

One acre with assured water, drip preferred
Build the beds and trellis to the Kendra's design
Follow the protocol and the sowing calendar
Deliver graded produce on time, picked the day before
Two family members for daily work
Stay for the full first cycle of 12 months

Questions

Money questions, answered plainly.

Are ₹30 and ₹4 fixed?

For vegetables, yes: fixed for the year in your agreement after the soil test. Step 3 prices start from the mandi reference at delivery, so they move with the market, with the +10%, +5% and MRP share on top.

What if ginger or turmeric prices crash?

Step 3 follows the mandi, so a crash lowers it too, but the uplift still sits on top. Use the price slider in the calculator to test 30% lower.

What if the season goes badly?

A 70%-yield, 20%-lower-price season still keeps about ₹0.9–1.2 lakh after running costs, but does not recover set-up in Year 1. Crop and family cover is being finalised with partners.

When does the set-up come back?

In the base case, cumulative cash turns positive around month 9–10. Drip and trellis then keep working in Year 2 at no new cost.

Try your own acre.

CalculatorYour size, your floors, your market Apply for a loanDrip, trellis and set-up Register as a farmerJoin through your village chemist

Indicative

Figures are indicative for an irrigated acre in Maharashtra and are fixed in your agreement after the soil test. Returns are not guaranteed.