PREVIEW — internal stakeholder review only · not for public circulation

The Loop · How it works

Thirteen governed steps. One closed loop.

From the farmer's first acre to your family's plate, no step is left to chance. The soil is tested, the farmer is financed and guided, the harvest is bought back, and the family books its food before it is sown.

3phases
13governed steps
1closed loop
01

Phase 1

Acquire & Prepare

Winning the farmer, scientifically.

  1. 1

    Trusted entry

    The village chemist enrols the farmer.

    Who: rural chemist, AIOCD network

  2. 2

    Soil first

    A 45-minute, ICAR-certified soil test and Soil Health Card.

    Who: BhoomiSeva Parivartan Kendra, Bhu-Vision by HiMedia

  3. 3

    One-acre protocol

    The Shri Mantra Protocol for one acre: root, leaf, soil and water.

    Who: Shri Mantra, with certified bio-inputs from Warkem

  4. 4

    Financed, not funded

    The bank funds the protocol directly, never loose cash.

    Who: partner bank, through BhoomiSeva

02

Phase 2

Grow & Secure

Protected crop, protected family.

  1. 5

    Farm & family insured

    The crop and the household are both protected.

    Who: DigiSafe, underwritten by Bajaj General Insurance

  2. 6

    Guided at the Kendra

    Four-stage protocol delivery, with an agronomist and AI support at the BhoomiSeva Parivartan Kendra.

    Who: BhoomiSeva Parivartan Kendra

  3. 7

    Better harvest

    Up to 30% more yield and 18–20% lower input cost.

    Who: the farmer, on the protocol

  4. 8

    Guaranteed buyback

    Bought back at mandi +10%, plus +5% for quality and +5% MRP share.

    Who: BhoomiAahar

  5. 9

    Loan self-clears

    The loan is repaid at source: weekly from fresh-basket sales, or from the buyback at harvest.

    Who: BhoomiAahar and the partner bank

03

Phase 3

Farm Gate to Family

Fair to the farmer, fair to the family.

  1. 10

    Produce to product

    Every lot is indexed: soil, chemical and nutrition.

    Who: BhoomiAahar

  2. 11

    BhoomiAahar delivers

    Food travels straight from the farm gate to the family.

    Who: BhoomiAahar

  3. 12

    To the family

    The urban chemist enrols the household.

    Who: urban chemist, AIOCD network

  4. 13

    Demand leads

    The family commits before the farmer sows.

    Who: the family

The loop closes

The family commits before the farmer sows, so nothing is ever grown on speculation.

Why it works

Risk is removed at every step.

For the farmer

  • Soil tested before sowing
  • Protocol financed, never loose cash
  • Crop and family insured
  • Guaranteed buyback at mandi +10% and more

For the family

  • Every lot indexed: soil, chemical, nutrition
  • Food traced back to its field
  • Booked before it is sown
  • No middleman markup

For partners and lenders

  • Loan repaid at source, weekly or at harvest
  • Demand committed in advance
  • Every step monitored at the Kendra
  • A governed, auditable model
BhoomiSathi, BhoomiSeva's digital assistant

We guide. The farmer grows. The family books ahead.

Ask BhoomiSathi on WhatsApp, or find the Kendra nearest to you — the first soil test is where it starts.