PREVIEW — internal stakeholder review only · not for public circulation

About · Investors & institutions

A governed, auditable model for capital that wants impact.

Harit Kranti 2.0 is built so every rupee can be followed: finance paid straight to the protocol, produce bought back at a price agreed before sowing, and food sold to families who booked it ahead. Here is where banks, insurers, government, CSR and investors fit in.

12states in the ecosystem footprint
15+ecosystem partners
1 + 2holding company and two operating companies

Why it is bankable

Risk is designed out at every step.

Farm lending usually fails on three things: money used for something else, a price crash at harvest, and a crop loss. The loop answers each one before the seed goes in.

Money tied to the protocol

Finance is paid straight to the protocol and delivered in stages at the Kendra. The farmer never receives loose cash.

Price agreed before sowing

Buyback at mandi +10% and more is fixed before the season, so the farmer knows his income before he sows.

Repaid at source

Fresh-vegetable farms repay a small instalment every week from their weekly payment; oilseed and other branded-product crops repay from the buyback at harvest. Either way the lender is paid before the balance reaches the farmer.

Crop and family insured

Crop and family insurance through DigiSafe, underwritten by Bajaj General, is arranged for the season.

Demand booked in advance

Families book before sowing: fresh baskets are blocked a quarter at a time, and oil and other branded-product baskets are held for up to 9 months through KAMALO.

Every acre on record

A Soil Health Card, a season record and QR traceability for every acre, from enrolment to the family's plate.

Where you fit

One loop, six ways to take part.

Banks, NBFCs and cooperatives

Lend into a closed loop, not to a hope.

The opportunity
Two farmer loans, Shri AnnaSeva Farm setup repaid weekly and season protocol finance repaid at harvest, plus loans for Kendras and District Partner companies
How it works
Paid to suppliers, repaid from booked sales weekly or at harvest, captured digitally on KAMALO
Talk to us about
Protocol credit lines, Kendra loans and District Partner finance

Insurers

Cover farms that are tested, guided and watched.

The opportunity
Crop, life and climate-resilience cover for enrolled farmers and their families
How it works
Every insured acre has a soil test, a protocol and field monitoring through the season
Talk to us about
Crop, farmer and family insurance products for the network

Government and public programmes

A last-mile network that already reaches the village.

The opportunity
Soil health, organic and natural farming, and farmer income goals, delivered through Kendras
How it works
45-minute soil tests on an ICAR-certified method, certified bio-inputs and a record for every acre
Talk to us about
District and state programmes, and working alongside existing schemes

CSR and foundations

Fund change you can measure acre by acre.

The opportunity
Sponsor soil tests, a Kendra, farmer training or a village's move to healthy soil
How it works
Soil tested before and after, yield and income recorded, results reported per acre
Talk to us about
CSR projects with clear soil, income and health outcomes

Investors

Back the platform, or own a district.

The opportunity
Growth capital for the operating companies, or ownership of a District or State Partner company
How it works
Each operating company has its own accounts and capital; the holding company keeps the brand and platform
Talk to us about
Investment at company level, or District and State Partner opportunities

Universities and research

Test the science in real fields.

The opportunity
Field trials on the R&D farm and with farmers across the network
How it works
Side-by-side plots, soil and leaf tests at every stage, and season records
Talk to us about
Protocol validation, joint trials and student projects

“We do not increase food prices. We increase farmer income by creating surplus at the source and protecting it through discipline.”

Milind Deshpande · CEO, BhoomiSeva

Start a conversation

Tell us how you would like to work with us.

Send your details on WhatsApp. The right person from our leadership team will get back to you with the information you need.

  • Nothing is stored on this website
  • WhatsApp opens with your details; you send it yourself
  • Detailed information is shared after a first conversation
BhoomiSathi, BhoomiSeva's digital assistant

We guide. The farmer grows. The family books ahead.

Ask BhoomiSathi on WhatsApp, or find the Kendra nearest to you — the first soil test is where it starts.